Advanced e-Financial Technologies, Inc. (AeFT) is the master IP licensor of the new inventions
of the shared cash flow product SwapRent (SM) and its REIDeX marketplace, the shared equity
product FARJHO (SM) and its InvestorsAlly (SM) marketplace as well as all their related
consumer finance products and associated business methods. Please send all licensing and
royalty inquiries to info@swaprent.com.

Here is
the latest SwapRent, HELM, FARM and FARJHO (SM) presentation file v7. For more
detailed technical info please review
the original product design white paper published in 2006. A
more recent article entitled
"The SwapRent (SM) Transactions for Homeowners, HELM and
FARM - A New Alternative Housing Finance System" was published in the Journal of Housing
Finance International (HFI) by the International Union of Housing Finance (IUHF) in December
2009.   

For governments and central banks, a recently compiled article called
"SwapRent (SM) as A New
Alternative Economic Policy Management Tool" may be more relevant.  

For the institutional business, currently AeFT operates on a licensing basis to all types of
financial institutions, government agencies, local municipalities (the SwapRent (SM) Project
described below), non-profit organizations and companies around the world. It also offers
on/offsite consultancy to help the licensees build the new SwapRent (SM) related businesses on
either a part time or a turn key basis together with the clients' internal project teams.

For conducting peer-to-peer (P2P) direct SwapRent (SM) transactions for consumers, please
visit
http://www.REIDeX.com for further information.

For a current limited commercial application without SwapRent (SM) of the latest FARJHO (SM)
(Flexible And Reversible Joint Home Ownership) concept using the LLC legal entity structure in
the US, please visit
http://www.InvestorsAlly.com.

A sample manuscript of the up-coming book, "SwapRent (SM) and FARJHO (SM) - A new
alternative housing finance system - What it means to you" is available for academic evaluation
upon request.  
1-888-456-8881 x 888